Follow us!
Twitter LogoFacebook LogoYELP logoHealthgrades profile

New Patient Information

Hours of Operation

Monday : 9:00am - 5:00pm

Tuesday : 9:00am - 5:00pm

Wednesday : 9:00am - 5:00pm

Thursday : 9:00am - 5:00pm

Friday : 9:00am - 12:00pm

Driving Directions

From Towson

Take Baltimore Beltway 695 and get off on exit 25. 

Make a left at the end of the ramp, which will put you on Bellona Avenue (not the same Bellona as our office). 

Go approximately one block and turn onto Charles Street from the circle.  Cross the beltway and continue on Charles.

Make a right turn at the next light onto Bellona Avenue. 

After you pass Bellona Lane and Ruxton Professional Center, turn right into our complex which is Windsor Court. 

There are two brick columns at the entrance.  Our office is located on the right at the front of the building – ground level, Suite 110.  


From Pikesville

Take Baltimore Beltway 695 and get off on exit 25. 

Bear right and you will be on Charles Street.

Make a right turn at the next light onto Bellona Avenue. 

After you pass Bellona Lane and Ruxton Professional Center, turn right into our complex which is Windsor Court. 

There are two brick columns at the entrance.  Our office is located on the right at the front of the building – ground level, Suite 110.

 

From The City

Take Charles Street going north toward the county. 

Stay on Charles (BE CAREFUL!  Do NOT turn onto Bellona Avenue at the 6300 block of Charles just above Stevenson Lane!). 

You will pass GBMC and the Greenwood Board of Education on your right. 

Make a left hand turn at the light where Kenilworth intersects on your right and Bellona Avenue intersects to the left.

After you pass Bellona Lane and Ruxton Professional Center, turn right into our complex which is Windsor Court. 

There are two brick columns at the entrance.  Our office is located on the right at the front of the building – ground level, Suite 110.

 

Payment Information

Financing

As a service to our patients, we are pleased to offer the CareCredit card – the nation’s leading patient payment plan.  With CareCredit, you can finance 100% of your treatment and there are no upfront costs, no annual fees, and no pre-payment penalties.  You can begin treatment today with convenient, low monthly payments.

CareCredit offers different payment options so you can find one that fits comfortably within your budget –

  • With the popular Interest Free plan, there are no interest charges of you pay your balance in full within the specified time period.        
  • There is an extended payment plan available for patients who need more time to pay for implants or reconstructive or cosmetic dentistry.

The CareCredit card can be used by the whole family for ongoing treatment without having to reapply.  And by using CareCredit for your dental health, you can save your other lines of credit for household or unplanned expenses.  It only takes a few minutes to apply, and you may receive an online decision within seconds!  Apply now or see our staff for more details.    

 

Insurance

We participate with Delta Dental PPO and Delta Dental Premier

SUBMITTING YOUR CLAIM TO OUT OF NETWORK CARRIERS:
Although we are not a participating provider with other insurance carriers, we will be happy to submit your claims for you. While we cannot make any guarantees of coverage, we will assist you in maximizing your benefits to ensure you receive the most reimbursement in which you are legally entitled. We know how insurance companies play their games – they are notorious for making unrealistic guidelines concerning their reimbursements. In spite of that, we are committed to providing you with the very best and most modern services available, regardless of your coverage.

We also accept many traditional indemnity plans that allow you to go to any dentist.  You may call us or your insurance carrier to inquire if we are a part of your plan.

Are you tired of searching for a quality dentist in your insurance network? Most companies offer out-of-network benefits! The difference between seeing an in-network and out-of-network dentist is usually insignificant. Here
are the reasons why:

  • Our fees are often very close to the usual and customary fees (UCR) of most insurance companies.  This means that the difference in your out-of-network expense may be the same or only slightly different.
  • Most dental insurances offer maximum annual limits of $1,000 - $1,500 in benefits.  Any fees above this limit are not considered by your insurance, whether you see someone in or out of network.
  • For the majority, your deductibles remain the same.
  • Some dental procedures are considered elective and therefore not covered by your dental insurance, regardless whether you see someone in or out of network.

Therefore, it is always best to choose a dentist based on recommendations from others, your comfort, and confidence - rather than simply on insurance member participation.


Connect With Us

Ready to come in for an appointment?
Contact us today!

Michael W. Whitecar, D.D.S.
Formerly the office of Dr. Ritter
Michael W. Whitecar, D.D.S.

8320 Bellona Avenue, Suite 110, Towson, MD 21204